CM Punjab Apni Zameen Apna Ghar Program 2025 – A Hope for Low-Income Families

CM Punjab Apni Zameen Apna Ghar Program 2025 – A Hope for Low-Income Families

In a major step towards affordable housing, the Chief Minister of Punjab has officially launched the “Apni Zameen Apna Ghar Program 2025”. This new housing scheme is a game-changer for thousands of low-income families across the province. The program is designed to provide residential plots to deserving families, helping them build their own homes and secure a better future.

The initiative is being led by the Punjab Housing and Town Planning Agency (PHATA), with a strong focus on transparency, fairness, and efficient delivery. Here’s everything you need to know about the program, including who can apply, how to apply, and the terms of allotment.

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Eligibility Criteria for AZAG Program

To make sure the right people benefit from this scheme, the government has set clear eligibility rules:

1. The applicant must be a permanent resident of Punjab, as shown on their CNIC.

2. Applications are only accepted for housing schemes within the applicant’s own district.

3. Neither the applicant, their spouse, nor dependent children should own any house or plot anywhere in Pakistan.

4. The applicant must have no criminal record.

5. The applicant should not be a defaulter of any bank or financial institution.

6. All provided information must be accurate. False declarations may lead to disqualification.

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Terms for Plot Allotment

Once a person is selected and given a plot, there are important conditions they must follow:

• Construction must start within six months of getting possession of the plot and be completed within two years.

• The plot cannot be sold, transferred, or leased for five years. If ownership is transferred within this period, the allotment will be canceled.

• Non-compliance with building rules or construction deadlines will lead to cancellation after one written notice.

• PHATA can take back possession without compensation if rules are violated or if false information was given.

• The plot must be used only for residential purposes—commercial use is strictly prohibited.

• In case of any dispute, it will be handled by PHATA’s Grievance Redressal Committee (GRC).

• PHATA also has the right to inspect construction at any stage. Any rule-breaking may result in legal action.

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How to Apply for AZAG Program

Applying for the “Apni Zameen Apna Ghar” Program is easy and can be done online:

1. Visit the AZAG Portal – Go to the official website. VISIT NOW

2. Register or Login – Create a new account or log in if you already have one.

3. Fill the Form – Enter personal and income details.

4. Upload Documents – Submit scanned copies of required documents.

5. Review and Submit – Make sure everything is correct and click submit.

6. Track Your Application – Use the portal to check your status and updates.

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Conclusion

The Apni Zameen Apna Ghar Program 2025 is a golden opportunity for those who dream of owning a home but can’t afford market prices. With fair eligibility, transparent rules, and strong government support, this scheme is expected to change many lives across Punjab.

If you or someone you know is eligible, don’t miss this chance to apply. Your dream home may just be a few steps away.